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Whole life insurance coverage plans are non-correlated possessions. Regardless of what occurs in the market (stock, real estate, or otherwise), your insurance plan preserves its well worth.
Market-based investments expand wealth much quicker yet are exposed to market changes, making them naturally dangerous. What if there were a third bucket that offered safety however also modest, surefire returns? Whole life insurance is that 3rd bucket. Despite just how diversified you believe your profile might be, at the end of the day, a market-based investment is a market-based investment.
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